Navigator Pay

Navigator Pay

 

As most of you are aware, in addition to brokers and agents selling though the insurance exchanges (if approved by your state), there will be a new group called Navigators that will assist individuals and groups when they chose a plan through the exchange.

Here are a couple of states that have announced the payments that will be made to their navigators:

 

California will pay Navigators $58 per successful enrollment. Assuming a California Navigator successfully enrolls 4 applications per day or 940 applications annually, California estimated that a full-time Navigator with supervision, overhead, and labor expenses will cost $54,500 annually, or $26.20 per hour. The actual rate of pay for a Navigators and Enrollment Assisters will depend on the entity that employs the Navigator or Enrollment Assister and the awarded block grants.

Arkansas estimates it would pay In Person Assisters (IPA) $12.00 per hour, excluding taxes, benefits or other employment costs. Nevada’s contract with Kelly Services uses an administrative fee of 35%. If this same formula was used in Arkansas, the estimated cost of Arkansas’s IPAs would actually be $16.20 per hour.